:root{
  --ink:#0f172a; --muted:#64748b; --blue:#10233f; --blue2:#18385f; --gold:#c6a24a; --line:#e5e7eb; --bg:#f8fafc; --card:#ffffff;
  --radius:22px; --shadow:0 20px 50px rgba(15,23,42,.08);
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55}
a{color:inherit;text-decoration:none}.container{width:min(1180px,calc(100% - 40px));margin:0 auto}.topbar{background:var(--blue);color:#dbeafe;font-size:13px}.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:9px 0}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.header-row{height:76px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:12px;min-width:220px}.mark{width:42px;height:42px;border:1px solid var(--blue);display:grid;place-items:center;font-family:Georgia,serif;font-weight:700;color:var(--blue);letter-spacing:-1px}.brand-title{font-size:19px;font-weight:700;letter-spacing:-.03em}.brand-sub{font-size:12px;color:var(--muted);margin-top:-2px}.nav{display:flex;gap:2px;align-items:center;justify-content:flex-end}.nav-item{position:relative}.nav>a,.nav-item>a{padding:27px 10px;display:block;font-size:14px;color:#1f2937;white-space:nowrap}.nav-item:hover>a,.nav>a:hover{color:var(--blue)}.dropdown{display:none;position:absolute;left:0;top:70px;width:280px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:16px;padding:10px}.dropdown a{display:block;padding:10px 12px;border-radius:10px;font-size:14px;color:#334155}.dropdown a:hover{background:#f1f5f9;color:var(--blue)}.nav-item:hover .dropdown{display:block}.header-actions{display:flex;align-items:center;gap:10px}.lang{font-size:13px;color:var(--muted);white-space:nowrap}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 18px;border-radius:999px;border:1px solid transparent;font-weight:700;font-size:14px;transition:.2s}.btn-primary{background:var(--blue);color:#fff}.btn-primary:hover{background:#09172b}.btn-secondary{border-color:var(--line);color:var(--blue);background:#fff}.btn-secondary:hover{border-color:var(--blue);box-shadow:0 10px 22px rgba(16,35,63,.08)}.btn-gold{background:var(--gold);color:#111827}.hero{position:relative;overflow:hidden;background:linear-gradient(130deg,#f8fafc 0%,#fff 48%,#edf2f7 100%);border-bottom:1px solid var(--line)}.hero:after{content:"";position:absolute;right:-180px;top:-220px;width:620px;height:620px;border:1px solid rgba(198,162,74,.32);border-radius:50%}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:56px;align-items:center;padding:92px 0 76px}.kicker{display:inline-flex;align-items:center;gap:9px;text-transform:uppercase;letter-spacing:.16em;font-size:12px;font-weight:800;color:var(--gold);margin-bottom:18px}.kicker:before{content:"";width:34px;height:1px;background:var(--gold)}h1{font-family:Georgia, 'Times New Roman', serif;font-size:clamp(42px,6vw,76px);line-height:.98;letter-spacing:-.055em;margin:0 0 22px;color:var(--blue)}.lead{font-size:20px;color:#475569;margin:0 0 28px;max-width:720px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}.trust-line{display:flex;gap:12px;flex-wrap:wrap;color:#475569;font-size:14px}.trust-line span{border:1px solid var(--line);background:#fff;border-radius:999px;padding:8px 12px}.hero-card{position:relative;z-index:1;background:var(--blue);color:#fff;border-radius:32px;padding:34px;box-shadow:var(--shadow);min-height:470px;display:flex;flex-direction:column;justify-content:space-between}.hero-card h3{font-family:Georgia,serif;font-size:30px;line-height:1.05;margin:0 0 16px}.hero-card p{color:#dbeafe}.hero-card .lines{display:grid;gap:10px;margin-top:20px}.line{display:flex;justify-content:space-between;border-bottom:1px solid rgba(255,255,255,.16);padding:10px 0;color:#e2e8f0}.section{padding:78px 0}.section.alt{background:var(--bg)}.section-head{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:34px}.section-title{max-width:820px}.eyebrow{font-size:13px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);font-weight:800;margin-bottom:8px}.section h2{font-family:Georgia,serif;color:var(--blue);font-size:clamp(32px,4vw,52px);line-height:1.08;letter-spacing:-.035em;margin:0 0 12px}.section-head p,.section-title p{font-size:17px;color:#64748b;margin:0}.grid{display:grid;gap:18px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 12px 30px rgba(15,23,42,.04)}.card h3{margin:0 0 8px;color:var(--blue);font-size:20px}.card p{margin:0;color:#64748b}.icon{width:44px;height:44px;border-radius:14px;background:#f1f5f9;color:var(--gold);display:grid;place-items:center;font-weight:800;margin-bottom:14px}.steps{counter-reset:s;display:grid;gap:14px}.step{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px 20px;display:grid;grid-template-columns:52px 1fr;gap:14px;align-items:start}.step:before{content:counter(s,decimal-leading-zero);width:44px;height:44px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:800}.step strong{display:block;color:var(--blue);font-size:18px;margin-bottom:4px}.step span{color:#64748b}.quote-band{background:var(--blue);color:#fff;border-radius:34px;padding:48px;display:grid;grid-template-columns:1fr auto;gap:28px;align-items:center}.quote-band h2{color:#fff}.quote-band p{color:#dbeafe}.doc-list{display:grid;gap:10px}.doc-item{display:flex;justify-content:space-between;gap:20px;align-items:center;padding:18px 20px;background:#fff;border:1px solid var(--line);border-radius:16px}.doc-item b{color:var(--blue)}.doc-item span{color:#64748b}.page-hero{background:linear-gradient(130deg,#f8fafc,#fff);border-bottom:1px solid var(--line);padding:70px 0}.page-hero h1{max-width:900px}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:24px}.breadcrumbs a{color:var(--blue)}.two-col{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px}.sidebox{background:var(--blue);color:#fff;border-radius:26px;padding:28px;position:sticky;top:102px}.sidebox a{display:block;border-bottom:1px solid rgba(255,255,255,.18);padding:11px 0;color:#e2e8f0}.sidebox h3{margin-top:0}.faq{display:grid;gap:12px}.faq details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px}.faq summary{cursor:pointer;font-weight:800;color:var(--blue)}.faq p{color:#64748b}.clause{background:#fff;border:1px solid var(--line);border-radius:24px;padding:26px;font-family:Georgia,serif;font-size:20px;color:#0f172a}.table{width:100%;border-collapse:separate;border-spacing:0;border:1px solid var(--line);border-radius:20px;overflow:hidden;background:#fff}.table th,.table td{padding:16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.table th{background:#f8fafc;color:var(--blue)}.table tr:last-child td{border-bottom:0}.footer{background:#071224;color:#e2e8f0;margin-top:0}.footer-main{padding:54px 0;display:grid;grid-template-columns:1.2fr repeat(3,1fr);gap:34px}.footer h3{color:#fff;margin:0 0 14px}.footer p,.footer a{color:#cbd5e1;font-size:14px}.footer a{display:block;margin:9px 0}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:18px 0;display:flex;justify-content:space-between;gap:16px;color:#94a3b8;font-size:13px}.mobile-toggle{display:none;background:#fff;border:1px solid var(--line);border-radius:12px;padding:10px 12px;font-weight:800}.form{display:grid;gap:12px;background:#fff;border:1px solid var(--line);border-radius:24px;padding:24px}.form input,.form select,.form textarea{width:100%;padding:13px 14px;border:1px solid #dbe1ea;border-radius:12px;font:inherit}.form textarea{min-height:120px}.badge{display:inline-block;background:#f8fafc;border:1px solid var(--line);border-radius:999px;padding:8px 12px;font-size:13px;color:#475569;margin:4px 4px 0 0}.note{background:#fffbeb;border:1px solid #fde68a;border-radius:18px;padding:18px;color:#7c5a05}.stat{padding:28px;border-left:3px solid var(--gold);background:#fff;border-radius:18px}.stat strong{font-family:Georgia,serif;font-size:42px;color:var(--blue);display:block;line-height:1}.stat span{color:#64748b}.person{display:flex;gap:18px;align-items:flex-start}.avatar{width:70px;height:70px;border-radius:18px;background:linear-gradient(135deg,var(--blue),#244d78);display:grid;place-items:center;color:#fff;font-family:Georgia,serif;font-size:25px}.small{font-size:14px;color:#64748b}.check{padding-left:0;list-style:none}.check li{margin:10px 0;padding-left:28px;position:relative}.check li:before{content:"";width:9px;height:9px;border-radius:50%;background:var(--gold);position:absolute;left:4px;top:8px}
@media(max-width:1000px){.nav,.header-actions{display:none}.mobile-toggle{display:block}.nav.open{display:block;position:absolute;left:20px;right:20px;top:76px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:12px;box-shadow:var(--shadow)}.nav.open .nav-item,.nav.open>a{display:block}.nav.open .dropdown{display:block;position:static;width:auto;border:0;box-shadow:none;padding:0 0 0 16px}.nav.open .nav-item>a,.nav.open>a{padding:10px}.hero-grid,.two-col{grid-template-columns:1fr}.hero-card{min-height:0}.grid-3,.grid-4,.footer-main{grid-template-columns:1fr 1fr}.section-head,.quote-band{display:block}.quote-band .hero-actions{margin-bottom:0}}
@media(max-width:640px){.container{width:min(100% - 24px,1180px)}.topbar .container,.footer-bottom{display:block}.hero-grid{padding:58px 0}.grid-2,.grid-3,.grid-4,.footer-main{grid-template-columns:1fr}.section{padding:52px 0}.quote-band{padding:28px}.doc-item{display:block}.brand-title{font-size:16px}.mark{width:38px;height:38px}}